Originally Posted by
Ferrinus
Well, the thing is this:
1) Your loot stash won't, unless you're doing really awesome, soley contain your own loot. Sure, someone attacking me when I'm Vaarsuvius stands to steal my Ultimate Arcane Power, but he also stands to steal my Stepladder.
2) You don't have to unequip everything. Like, let's say I'm Roy. I definitely unequip the Starmetal Chunk and Glory, because those are critical to my ability to kill like eighty monsters at a time. But at the same time, I can just leave my "Gauntlets of Ogre Stench" or some other crappy one-face loot on, so anyone who attacks me has to take away that while leaving me with all the items that actually manner.
If I need schtick-boosting PvP insurance, I can always leave stuff like the Megaphone and Snacks equipped while all my kickass expensive monster-hunting gear is safely stashed away. And hey, Snacks in your stash is infinitely better than Snacks in Belkar's hands, right?